Higher education is progressively moving into the domain of private sector. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.

No deserving student is to be denied opportunity to pursue higher education for want of financial support.

Every deserving student desiring to pursue higher education in India or overseas, will be able to access easy loan facility from any of the scheduled banks in India.

How to Apply

Apply for admission to an institution of your choice

Get a letter of selection and offer of admission showing the following details;

• The name of the course for which admission is granted
• The tenure / period of the course [B.Tech -4 years, MBA or PGDM – 2 years, Combined degree & post graduation course – 5 years, BA or B.Sc – 3 years, Law after bachelors’ degree – 3 years, Integrated law with any other degree program after class XII – 5 years etc..]
• The detailed fee break up showing clearly the tuition fee, hostel fee and all kinds of fees as mentioned above. Refer para ‘Expenses considered for loan’
• Name of an officer of the Institution in which you have taken admission, who the banks may contact, in case of any additional information they may need.
• Details of security you wish to offer. Refer para ‘Security to be Offered’
• Present your application to anyone of the scheduled bank branches nearest to your place of residence. Refer para ‘Scheduled Banks of India’

For more details contact your nearest bank branch.